You’re in the right spot if you’d like to learn how we have created an industry leading 100% success rate for arranging commercial financing. Our application process recognizes every business on the planet is unique in many ways and not all banks can or will appreciate what you have created. Whether you are in startup mode, expansion, or purchasing an existing business, arranging the right financing for your situation will have a meaningful impact on your future business value and personal wealth. If your business qualifies with our model, then you’ll know with 100% certainty your required financing will be achieved.
There are two types of financing
Debt and Equity
Debt Financing
Debt financing includes many types of financing options. The one thing they all have in common is not giving up any ownership in the business and the funds must be paid back with interest. This allows you to keep control of your business but may cost more to repay.
Debt financing can be both short (30 days to 1 year) and long term (1 to 5 years). Short term is usually to cover short term cash flow bumps or expenses and long term would be more for larger expenses such as buying or starting a business.
You will need to qualify for debt financing by proving your credit-worthiness. This will include some kind of credit check and things like your business track record and financials, your bank history, how much of your own money you have invested and your ability to repay the loan.
You may also be required to secure the loan with a fixed asset such as property.
Debt financing can be a good choice if funds are needed quickly.
Can be obtained from several sources such as:
- Financial institutions
- Finance companies
- Retailers
- Suppliers
- Receivables finance (or invoice financing)
- Peer to peer loans
- Family & friends
- Equipment finance / asset finance
- Trade finance
- Supply chain finance
Equity Financing
Equity financing is the world of venture capital and angel investors. When you give up equity in your business it usually means you also give up things like decision making and voting rights, dilution, valuation and exit methods.
Investors however can bring credibility and skills to your business that give you much more value than just the money. That and the fact you don’t have to pay back the investment may be just what your business needs to thrive.
Equity financing can take a lot of time and effort to find the people to invest. Our team at Gateway can help. We have a network of investors that we can contact if equity financing is needed.
Can come from sources like these:
- Personal finances / bootstrapping
- Venture capital
- Private investors/Angel investors
- Family and Friends
- Crowdfunding
- Government
- IPO (Initial Public Offering)
Need Financing?
Speak with one of our advisors today to get an expert opinion on the
best way to finance your business expansion or purchase.
